Property Underwriting Facility Up to USD 1M on PML basis Construction & Engineering Facility Up to USD $30 Million Cargo Up to USD $7.5 Million per shipment with USD $15 Million maximum limit anyone location Combined General Liability Up to USD $25 Million Professional Indemnity Up to USD $7 Million Personal Accident & Sickness Up to USD $2.5 Million per person

Sridhar Subbaraman

Chief Underwriting Officer – Liabilities
Email: s.subbaraman@kayint-amea.com

Sridhar Subbaraman is the Chief Underwriting Officer overseeing Liabilities lines of business, in addition to being a member of the Board of Directors.

Prior to Gulf Oasis, Sridhar was a co-founder and served as General Manager of Earnest Insurance Brokers LLC which serves as a composite insurance broker located in Dubai, UAE.

Sridhar brings over two decades of experience in insurance and risk management and was the youngest independent broker owner in UAE in 2004. He is an active member of Indian Business & Professional Council, UAE Chapter. He is Life Member of Insurance Institute of India.

Prior to Earnest Insurance, held leadership roles as Commercial Promoter, Branch In charge in Norwich Union, UAE heading operations in Jebel Ali & Sharjah. He was also a key member of the Norwich Union’s transformation from branch model to vertical model.

Before moving to UAE to join Norwich Union in 1998, Sridhar worked as a Senior Officer in International Insurance & Reinsurance Consultancy Private Limited, Mumbai, India (associate of Greig Fester, UK, now part of Aon Benfield) as the lead reinsurance broker from General Insurance Corporation of India. As part of his role, Sridhar was also the local associate for Enron and Essar Refinery.

Sridhar started his working insurance career in 1993 with an indepth one year apprenticeship training in United India Insurance Co. Ltd and was a Branch Underwriter at the time of resignation in 1997.

Sridhar holds a Bachelor of Business Administration from Annamalai University, Fellow of Insurance Institute of India, Mumbai. Sridhar was the topper in Agriculture, Rural & Crop Insurance in Associateship Diploma in 1993. Sridhar’s initiation into general insurance began in 1990 with a two year advanced vocational general insurance course at school levels conducted by Central Board of Secondar Education, New Delhi in association with General Insurance Corporation of India and Ministry of Finance, Union of India.